Study now, pay later

Find out about Income Share Agreement possibilities at CODE

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Income Share Agreements

Income Share Agreements (ISAs) offer an innovative approach to financing education, allowing you to focus on your studies without the immediate burden of tuition fees—study now, pay later. How does it work?

  • Study now: During your studies, you don't need to pay the tuition fees, because that's what the ISA is for—it works like a loan. You don't need to worry about the tuition fees and can fully focus on your studies. You can apply for an Income Share Agreement during your application for CODE and will also receive more information.
  • Pay later: With an ISA, you agree to pay back a percentage of your future income after graduation. The amount that you pay back is limited to 150% of the original tuition fee. If you earn less than a pre-defined amount, you don’t have to pay back anything during this time, which gives financial security during times of hardship.

Financing your studies through an ISA

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Step 1

Apply at CODE

The condition to apply for an ISA is that you have gone through our admission process and received an offer to study at CODE. During the admission process, there will be many opportunities for you to get more information about Income Share Agreements and you can already inform us that you will be interested.

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Step 2

Apply for an ISA

Once you have gone through your application process at CODE, you will have the opportunity to apply for an ISA. The availability depends on the number of students applying for ISAs.

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Step 3

Study!

If everything goes well and your application for the ISA went through, nothing is holding you back from the thing you came here for: Studying! Your payment partner will pay the tuition to us and you will only have to think about money once you're done studying.

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Step 4

Graduation

After finishing your studies, you don't need to worry about paying back just yet. You can focus on finding a job that you like and in which you can keep learning. Once this is done, you repayment time will start.

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Step 5

Repayment period

Once you have found your job, the payback period will start. The exact conditions depend on your individual contract that you can discuss in detail during the application process. If you have any questions about ISAs now, please don't hesitate to book a call with us.

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The Income Share Agreement made it possible for me to study without having to pay the tuition fees at the same time - which would not have been possible for me. Now, I am in a way better position and paying back a share of my income which will enable others to study at CODE.
Paulina Steffen, Design Alum

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